Looking to Buy a Property

Buying a property is one of life’s biggest decisions whether you are buying your first home or whether you are a seasoned home mover. At Jowett & Stone, we are here to try and make what should be an exciting time as stress free as possible for you.

How are you financing your purchase?

Probably one of the best pieces of advice we can give is to seek mortgage advice before you start looking for your next home. This means that once you see the property you want to buy you can place your offer immediately and it will give the seller more confidence in accepting your offer if they know you have already done your homework and have the funds in place. Jowett & Stone partner with several local independent mortgage providers so please contact us if you would like us to put you in touch with them.

Don’t forget to factor in other costs such as legal costs and stamp duty.

Register with Estate Agents – as well as registering your requirements with estate agents, there are other places to look including property portals such as Rightmove, local agents websites and windows and even spending some time driving around any particular areas you would like to live.

These are some points to consider when viewing properties:-

  • Proximity to services, local amenities, work and family.
  • Indoor and outside space
  • Local schools
  • Double glazing, central heating, insulation including EPC rating
  • Years left on the lease (if a leasehold property) and any ground rent or service charges.

Making an Offer

Particularly if you are a first-time buyer, this can be an anxious time. If you are certain, you have found the perfect property it is time to speak to the agent to put forward your offer. If you have followed the first step and have your mortgage in principle, the agent will ask for a copy of this together with any proof of deposit together with chain details if you have sold your current home. Sometimes a first offer can be declined and if this is so, the estate agent should give you the opportunity to revise to a mutually acceptable level of offer.


Once your offer has been accepted, it is then time to appoint a solicitor to act on your behalf to carry out the conveyancing. They will then guide you through the legal process to exchange of contracts and finally completion. Speak to Jowett & Stone who can put you in touch with a local solicitor.